{"id":11252,"date":"2025-12-17T11:58:58","date_gmt":"2025-12-17T11:58:58","guid":{"rendered":"https:\/\/dgtcfm.cm\/la-cobac-rehausse-le-capital-social-minimum-des-etablissements-de-credit-dans-la-cemac\/"},"modified":"2025-12-17T12:16:32","modified_gmt":"2025-12-17T12:16:32","slug":"la-cobac-rehausse-le-capital-social-minimum-des-etablissements-de-credit-dans-la-cemac","status":"publish","type":"post","link":"https:\/\/dgtcfm.cm\/en\/la-cobac-rehausse-le-capital-social-minimum-des-etablissements-de-credit-dans-la-cemac\/","title":{"rendered":"COBAC RAISES THE MINIMUM SHARE CAPITAL OF CREDIT INSTITUTIONS IN THE CEMAC REGION"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"11252\" class=\"elementor elementor-11252 elementor-11241\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1211d159 e-flex e-con-boxed e-con e-parent\" data-id=\"1211d159\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b12e49b elementor-widget elementor-widget-text-editor\" data-id=\"3b12e49b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<div style=\"max-width: 1200px; margin: 2rem auto; background: white; border-radius: 15px; box-shadow: 0 20px 40px rgba(0,0,0,0.3); padding: clamp(1.5rem, 3vw, 3rem) clamp(1rem, 2vw, 2rem); font-family: Arial, sans-serif; color: #1a2c3d;\">\n\n    \n    <p style=\"font-size: 1rem; line-height: 1.6; text-align: justify; margin-bottom: 1.5rem; color: #1a2c3d;\">\n        The Central African Banking Commission (COBAC) has adopted new provisions relating to the minimum share capital of credit institutions operating in the Economic and Monetary Community of Central Africa (CEMAC).\n    <\/p>\n\n    <p style=\"font-size: 1rem; line-height: 1.6; text-align: justify; margin-bottom: 1.5rem; color: #1a2c3d;\">\n        These measures are contained in <strong style=\"color: #1a2c3d;\">COBAC Regulation R-2025\/02 of December 10, 2025<\/strong>, which sets new capitalization thresholds for banks and financial institutions.\n    <\/p>\n\n    \n    <h3 style=\"font-size: clamp(1.2rem, 3vw, 1.5rem); background: linear-gradient(to right, #F2C230, rgba(242, 194, 48, 0.2)); padding: 1rem; border-radius: 8px; box-shadow: 0 3px 10px rgba(242, 194, 48, 0.3); color: #1a2c3d; margin: 2rem 0 1.5rem 0; font-weight: bold;\">\n        New share capital thresholds as of January 1, 2026\n    <\/h3>\n\n    <p style=\"font-size: 1rem; line-height: 1.6; text-align: justify; margin-bottom: 1.5rem; color: #1a2c3d;\">\n        As of <strong style=\"color: #1a2c3d;\">January 1, 2026<\/strong>, the minimum share capital requirements are being increased:\n    <\/p>\n\n    \n    <ul style=\"background: #f8f9fa; padding: clamp(1rem, 2vw, 1.5rem) clamp(1.5rem, 3vw, 2rem); border-radius: 10px; border-left: 5px solid #1a2c3d; list-style: none; margin: 1.5rem 0;\">\n        <li style=\"margin-bottom: 0.8rem; padding-left: 1.5rem; position: relative; line-height: 1.6;\">\n            <span style=\"color: #F2C230; font-size: 1.2rem; position: absolute; left: 0; top: 0;\">\u25cf<\/span>\n            The <strong style=\"color: #1a2c3d;\">minimum share capital for banks<\/strong> increases from <strong style=\"color: #1a2c3d;\">10 billion FCFA to 25 billion FCFA<\/strong>;\n        <\/li>\n        <li style=\"margin-bottom: 0.8rem; padding-left: 1.5rem; position: relative; line-height: 1.6;\">\n            <span style=\"color: #F2C230; font-size: 1.2rem; position: absolute; left: 0; top: 0;\">\u25cf<\/span>\n            The <strong style=\"color: #1a2c3d;\">minimum share capital for financial institutions<\/strong> increases from <strong style=\"color: #1a2c3d;\">2 billion FCFA to 4 billion FCFA<\/strong>.\n        <\/li>\n    <\/ul>\n\n    <p style=\"font-size: 1rem; line-height: 1.6; text-align: justify; margin-bottom: 1.5rem; color: #1a2c3d;\">\n        These new requirements apply to all credit institutions operating in the CEMAC area.\n    <\/p>\n\n    \n    <h3 style=\"font-size: clamp(1.2rem, 3vw, 1.5rem); background: linear-gradient(to right, #F2C230, rgba(242, 194, 48, 0.2)); padding: 1rem; border-radius: 8px; box-shadow: 0 3px 10px rgba(242, 194, 48, 0.3); color: #1a2c3d; margin: 2rem 0 1.5rem 0; font-weight: bold;\">\n        Transitional period granted to operating institutions\n    <\/h3>\n\n    <p style=\"font-size: 1rem; line-height: 1.6; text-align: justify; margin-bottom: 1.5rem; color: #1a2c3d;\">\n        Credit institutions already in operation benefit from a <strong style=\"color: #1a2c3d;\">one-year transitional period<\/strong>, starting from <strong style=\"color: #1a2c3d;\">January 1, 2026<\/strong>, to comply with the new share capital requirements.\n    <\/p>\n\n    <p style=\"font-size: 1rem; line-height: 1.6; text-align: justify; margin-bottom: 1.5rem; color: #1a2c3d;\">\n        However, institutions that are unable to meet this obligation within the specified timeframe must submit, <strong style=\"color: #1a2c3d;\">no later than June 30, 2026<\/strong>, a <strong style=\"color: #1a2c3d;\">share capital increase plan<\/strong> for approval by the <strong style=\"color: #1a2c3d;\">Secretary General of the Central African Banking Commission (COBAC)<\/strong>.\n    <\/p>\n\n    <p style=\"font-size: 1rem; line-height: 1.6; text-align: justify; margin-bottom: 1.5rem; color: #1a2c3d;\">\n        This plan must provide for a gradual compliance of the share capital, <strong style=\"color: #1a2c3d;\">no later than December 31, 2029<\/strong>.\n    <\/p>\n\n    \n    <h3 style=\"font-size: clamp(1.2rem, 3vw, 1.5rem); background: linear-gradient(to right, #F2C230, rgba(242, 194, 48, 0.2)); padding: 1rem; border-radius: 8px; box-shadow: 0 3px 10px rgba(242, 194, 48, 0.3); color: #1a2c3d; margin: 2rem 0 1.5rem 0; font-weight: bold;\">\n        A reference regulatory framework\n    <\/h3>\n\n    <p style=\"font-size: 1rem; line-height: 1.6; text-align: justify; margin-bottom: 1.5rem; color: #1a2c3d;\">\n        The detailed provisions relating to this increase in minimum share capital are set out in <strong style=\"color: #1a2c3d;\">COBAC Regulation R-2025\/02 of December 10, 2025<\/strong>, the full text of which is made available to the public below.\n    <\/p>\n\n    \n    <div style=\"background: linear-gradient(135deg, #1a2c3d, #2d4a5c); padding: clamp(1.5rem, 3vw, 2rem); border-radius: 15px; margin: 2rem 0; box-shadow: 0 10px 30px rgba(26, 44, 61, 0.3); text-align: center;\">\n        \n        \n        <div style=\"font-size: 3rem; color: #F2C230; margin-bottom: 1rem;\">\ud83d\udcc4<\/div>\n        \n        <p style=\"color: white; font-size: 1.1rem; font-style: italic; margin-bottom: 1.5rem; line-height: 1.6;\">\n            COBAC Regulation R-2025-02\n        <\/p>\n        \n        \n        <div style=\"display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap;\">\n            <a href=\"https:\/\/dgtcfm.cm\/wp-content\/uploads\/2025\/12\/RA\u00a8glement-COBAC-R-2025-02.pdf\" target=\"_blank\" style=\"background: #F2C230; color: #1a2c3d; padding: 0.8rem 1.5rem; border-radius: 8px; text-decoration: none; font-weight: bold; display: inline-block; transition: all 0.3s ease; box-shadow: 0 4px 10px rgba(242, 194, 48, 0.3);\" onmouseover=\"this.style.background='#e0b020'; this.style.transform='translateY(-2px)'; this.style.boxShadow='0 6px 15px rgba(242, 194, 48, 0.4)';\" onmouseout=\"this.style.background='#F2C230'; this.style.transform='translateY(0)'; this.style.boxShadow='0 4px 10px rgba(242, 194, 48, 0.3)';\">\n                \ud83d\udcd6 View PDF\n            <\/a>\n            <a href=\"https:\/\/dgtcfm.cm\/wp-content\/uploads\/2025\/12\/RA\u00a8glement-COBAC-R-2025-02.pdf\" download style=\"background: white; color: #1a2c3d; padding: 0.8rem 1.5rem; border-radius: 8px; text-decoration: none; font-weight: bold; display: inline-block; transition: all 0.3s ease; box-shadow: 0 4px 10px rgba(255, 255, 255, 0.2);\" onmouseover=\"this.style.background='#f0f0f0'; this.style.transform='translateY(-2px)'; this.style.boxShadow='0 6px 15px rgba(255, 255, 255, 0.3)';\" onmouseout=\"this.style.background='white'; this.style.transform='translateY(0)'; this.style.boxShadow='0 4px 10px rgba(255, 255, 255, 0.2)';\">\n                \u2b07\ufe0f Download\n            <\/a>\n        <\/div>\n    <\/div>\n\n<\/div>\n\n\n<script>\ndocument.addEventListener('DOMContentLoaded', function() {\n    \/\/ Configuration for image animations\n    const images = document.querySelectorAll('img');\n    \n    \/\/ Initialize images with invisible state\n    images.forEach(img => {\n        img.style.opacity = '0';\n        img.style.transform = 'translateY(30px)';\n        img.style.transition = 'opacity 0.8s ease-out, transform 0.8s ease-out';\n    });\n    \n    \/\/ IntersectionObserver for scroll animations\n    const observerOptions = {\n        threshold: 0.1,\n        rootMargin: '0px 0px -50px 0px'\n    };\n    \n    const observer = new IntersectionObserver((entries) => {\n        entries.forEach(entry => {\n            if (entry.isIntersecting) {\n                entry.target.style.opacity = '1';\n                entry.target.style.transform = 'translateY(0)';\n                observer.unobserve(entry.target); 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These measures are contained in COBAC Regulation R-2025\/02 of December 10, 2025, which sets new capitalization thresholds for banks and financial institutions. New share capital [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":11254,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[137],"tags":[],"class_list":["post-11252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-at-the-dgtcfm"],"couleur":"","compagnie":"","_links":{"self":[{"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/posts\/11252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/comments?post=11252"}],"version-history":[{"count":6,"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/posts\/11252\/revisions"}],"predecessor-version":[{"id":11261,"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/posts\/11252\/revisions\/11261"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/media\/11254"}],"wp:attachment":[{"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/media?parent=11252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/categories?post=11252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dgtcfm.cm\/en\/wp-json\/wp\/v2\/tags?post=11252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}